Quick answer
A payment link is a shareable URL that lets a customer pay you online. This free tool builds UPI and payment links you can send over WhatsApp, email, or SMS, generated entirely in your browser.
Last updated: July 2026 · Free · Runs entirely in your browser
How to create a UPI payment link
Enter your UPI ID (something like name@bank), the amount, and an optional note, then generate the link. Share it by message, email, or on an invoice. When the payer taps it, their UPI app opens with your details already filled in, so they just confirm and pay.
How UPI payment links work
The tool builds a standard UPI link, so it works with any UPI app, including Google Pay, PhonePe, Paytm, and BHIM. There is no account to set up and no middleman between you and the payer.
Get paid faster
Put the link where your customers already are. Add it to a professional invoice, drop it in a WhatsApp chat link, or turn it into a QR code to print at your counter. Browse all free tools.
Free and private
This tool is free, takes no cut of your payments, and runs in your browser, so your UPI ID is not uploaded or stored anywhere.
Who it is for
- Freelancers collecting payments from clients.
- Shops and home businesses taking UPI at the counter.
- Creators accepting tips or donations.
Frequently asked questions
- Is this UPI payment link tool free?
- Yes. It is completely free, needs no signup, and takes no cut of your payments. It runs in your browser.
- Does it charge any transaction fee?
- No. The tool just builds a standard UPI link. Any fee depends on your bank or UPI app, not on this tool, and for most person-to-person UPI payments there is none.
- Which apps can open the link?
- Any UPI app, including Google Pay, PhonePe, Paytm, and BHIM. The payer taps the link and their app opens with your details filled in.
- Is my UPI ID stored or uploaded?
- No. The link is built in your browser and nothing is uploaded. Your UPI ID only goes into the link you choose to share.
- Can I also get a QR code for the payment?
- Yes. Turn the payment link into a QR code with the QR code generator, then print or share it.
